We collect and maintain information that you enter on our Website or give us in any other way (collectively, "Personal Information"). You can choose not to provide certain information, but you may not be able to enjoy all the features of our Website and services provided by KayoCredits. Personal Information we learn from you helps us to personalize and continually improve your online experience. Here are the types of Personal Information that we collect:
Personally Identifiable information e.g. Name, photo, gender, date of birth, nationality, passport/identification card number, passport expiry date, passport issuing country and country of residence;Contact information e.g. address, email address and phone numbers;Payment information e.g. credit or debit card information, including the name of cardholder, card number, card issuing bank, card issuing country, card expiry date and banking account details;and Technical information e.g. IP address. When you interact with applications created by KayoCredits or our affiliates, we may collect information about your location and mobile device. The information may be used to provide you with location-based services such as search results and marketing content. You may decline to share your Personal Information with us, or disable location services on your mobile device at any time.
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These cookies enable you to use our services. These cookies are essential to enable you to browse our services and use certain features. Disabling them may prevent you from using certain parts of the services. Without these cookies, services like login, buying and paying activity cannot be provided. These cookies also help keep our services safe and secure.
These cookies store information such as your preferred country, language selection and website preferences. Without these cookies, our services may not be able to remember certain choices you’ve previously made or personalise your browsing experience by providing you with relevant information.
These cookies collect information about how you use our services such as which pages you visit regularly. These cookies are used to provide you high-quality experience by doing things such as tracking page load, site response times, and error messages.
These cookies gather information about your use of our services so we may improve your experience and provide you with more relevant content and advertising. They remember that you've visited our services and help us understand usage of our services. Some of these cookies are from third parties that collect information about users of our services in order to provide advertising (on our services and elsewhere) based on users’ online activities (so-called "interest-based advertising") on our services and elsewhere online. The third parties involved in interest-based advertising collect internet browsing information (e.g. websites visited, time of visit) across different websites and over time, and they may use the information they collect on our services to provide you ads (from us and other companies) across the internet. Use of information collected
Generally, we use your Personal Information for administrative purpose e.g. processing, confirming, fulfilling and completing your transactions and requests for our services.
If you have elected to be a member, you will also be a participant in the KayoCredits Bounty Programme which is administered by our affiliate Think bounty.kayocredits.io . In such cases, your Personal Information will also be used to administer your membership and offer you the perks which you are eligible for under this programme.
In the employment scenario, we would use information that you voluntarily provide to compare against the job specification / criteria we are seeking / intending to employ.
We may process and disclose your Personal Information with KayoCredits Group, our subsidiaries and affiliates and/or third parties, such as credit card verification providers, data analytics, marketing agency, service providers, Crypto-related businesses, partner websites, auditing authorities, safety and security personnel, parties which have business or contractual dealings with KayoCredits and its subsidiaries or affiliates, and other third party who is able to demonstrate that you have explicitly consented to the disclosure of your Personal Information by us to such third party.
Your Personal Information may also be disclosed or transferred to any of KayoCredits actual and potential assignee, transferee or acquirer (within or outside United Kingdom) (including our affiliates and subsidiaries) or our business, assets or group companies, or in connection with any corporate restructuring or exercise including the our restructuring to transfer the business, assets and/or liabilities.
Furthermore, KayoCredits Group will jointly use Personal Information as well as cookies for the purposes as described in "Use of information collected" and "Cookies" respectively.
Whenever required by law, we will disclose your Personal Information to the government bodies or authorities or third parties pursuant to a subpoena or other legal process accordingly.
As part of our effort to serve you better, we are constantly enhancing and expanding our services to fulfill your ever-growing needs. In order to realise this business aim, we will from time to time appoint, authorise or contract with strategic business partners. Your Personal Information may be disclosed to these business partners, authorised or contracted third parties, service providers or advertisers to make available promotions, offers, products or services, which may or may not belong to us but relate to the products or services you have elected to obtain from us.
However, to ensure that you will not receive unwanted communications, only information with regards to promotions, offers, products or services which are relevant to your transaction with us, or that you have selected or marked as interested in your member profile, will be shared with the respective business partners, service providers or third parties.
In the event we go through a business transition, such as sale of part or all of our assets, merger or acquisition, your information will likely form part of this transition and be transferred.
KayoCredits does not sell or rent any of your Personal Information on our Website to any other parties. KayoCredits may share anonymous and/or aggregated information about all our users with third parties.
For inquiries on management of Personal Information disclosed to, or shared with KayoCredits Group and/or third parties hereunder, please see "Contact information" section below.
The headquarters of KayoCredits is located in United Kingdom. However, we may transfer and store your Personal Information on our servers located overseas. Such transfers are necessary pursuant to our contract with you and/or our contract(s) with the relevant third parties.
KayoCredits will secure the storage in compliance with the minimum security measures prescribed under the Personal Data Protection Act 1998 of United Kingdom, its regulation and standards, in the following manners:
In most instances, it is obligatory for you to provide us with your Personal Information in order to allow us to satisfy your request or provide you with the service that you have requested for.
However, we will provide you with an avenue to opt-out or unsubscribe from receiving marketing, communications, promotional offers, newsletters or any other communications from KayoCredits.
You may access your Personal Information by logging-in to your Member Profile on kayocredits.io. We will need your assistance to ensure that Personal Information you provide to us is current, complete and accurate. If there are errors or changes to be made, please contact us and we will work towards either correcting it or discussing alternative actions with you. We will not correct your Personal Information upon request of a third party, unless such third party is able to demonstrate that you have provided the authority to such third party to work with us to correct your Personal Information.
We will be able to provide you your stored Personal Information upon receiving a request via our e-form.
We cannot distinguish the age of visitors to our Website. If you are a parent or guardian of someone under 18 years old who has provided us his/her Personal Information without your knowledge and consent, you may request that we remove such information by contacting us.
* Age of minors for residents in Japan is under 20 years old.
By joining the KayoCredits email update service, you agree for us to contact you via email to inform you of our latest updates, products and services. If you do not wish to remain a subscriber, you are able to remove your details from the subscriptions list in Member Profile or you may click "unsubscribe" from any newsletter you received.